Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Song Kimloc website and any associated services (collectively, the "Service"). Please read them carefully. By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, you must not use the Service.
This is a general draft template provided for informational purposes only. It does not constitute legal advice and has not been reviewed by a legal professional. It should be adapted to reflect your specific business, services, and the laws applicable to your jurisdiction before use.
1. Overview of the Service
Song Kimloc provides tools and resources designed to assist remote professionals with the review and organisation of investment-related information across multiple platforms. The Service is intended to support informational and analytical purposes and does not constitute financial, investment, tax, or legal advice. Any decisions made based on information or features accessed through the Service are made at your own discretion and risk.
2. Eligibility
By using the Service, you represent that you are at least eighteen (18) years of age and that you have the legal capacity to enter into a binding agreement under the laws applicable to you. You also represent that your use of the Service does not violate any applicable law or regulation in your jurisdiction.
3. Account Responsibilities
If any part of the Service requires the creation of an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Song Kimloc promptly of any unauthorised use of your account or any other breach of security that comes to your attention.
4. Acceptable Use
You agree not to misuse the Service. Without limiting the foregoing, you agree not to:
- Use the Service for any unlawful purpose or in violation of any applicable regulation.
- Attempt to gain unauthorised access to any portion of the Service, related systems, or networks.
- Interfere with, disrupt, or place undue burden on the Service or its infrastructure.
- Copy, modify, reverse-engineer, or create derivative works based on the Service without authorisation.
- Use automated means to access or extract data from the Service except where expressly permitted.
5. No Financial Advice
Nothing provided through the Service should be interpreted as a recommendation, solicitation, or offer to buy or sell any financial instrument, nor as personalised investment advice. Song Kimloc does not guarantee the accuracy, completeness, or timeliness of any information presented, and you should seek independent professional advice before making financial decisions.
6. Intellectual Property
All content, features, and functionality available through the Service, including but not limited to text, graphics, logos, and software, are the property of Song Kimloc or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the Service for its intended purpose, subject to these Terms.
7. Third-Party Services and Links
The Service may reference, integrate with, or link to third-party platforms, data sources, or exchanges. Song Kimloc does not control and is not responsible for the content, accuracy, or practices of any third-party services. Your use of any third-party service is governed by that third party's own terms and policies.
8. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Song Kimloc does not warrant that the Service will be uninterrupted, secure, or free of errors.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Song Kimloc and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.
10. Indemnification
You agree to indemnify and hold harmless Song Kimloc, its affiliates, and their respective representatives from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of the Service, or your violation of these Terms.
11. Termination
Song Kimloc reserves the right to suspend or terminate your access to the Service, in whole or in part, at any time and without notice, including in cases of suspected violation of these Terms or applicable law. Upon termination, your right to use the Service will cease immediately.
12. Changes to the Service
Song Kimloc may modify, suspend, or discontinue any part of the Service at any time, with or without notice. Song Kimloc shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.
13. Changes to These Terms
These Terms may be updated from time to time to reflect changes in the Service or for legal and operational reasons. Any revised Terms will be posted on this page with an updated effective date. Your continued use of the Service following any changes constitutes acceptance of the revised Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable to the jurisdiction in which Song Kimloc operates, without regard to conflict of law principles. This section should be adapted to reflect the specific jurisdiction relevant to your business.
15. Severability
If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms will otherwise remain in full force and effect.
16. Contact
If you have questions regarding these Terms, please reach out through the contact details provided on our Contact page.